Your wealth has a tax dimension, a legal dimension, an insurance dimension, and a family dimension — and most advice only covers one lane. Cornerstone quarterbacks the whole field: your plan, your attorney, your CPA, one coordinated huddle.
Serving Utah families and business owners since 1994 · Second-generation firm · Independent, so our only agenda is yours
By the time you've built real wealth, you already have smart people around you. What's usually missing is the person making sure they're all reading from the same page.
Tax strategy handled in season, reactive by design. Nobody's connecting this year's return to a ten-year plan for the business, the sale, or the estate.
The trust got drafted years ago. Has anyone checked whether your accounts, titles, and beneficiaries actually match what it says?
Investments, insurance, tax, estate, the business, the kids — each decision touches the others. Fragmented advice leaves money and peace of mind on the table.
We practice holistic financial planning — and we quarterback the needs we don't provide in-house, working shoulder-to-shoulder with your estate attorney, your accountant, and the specialists your situation calls for.
Tap any seat in the huddle to see what coordination looks like in that lane.
An introductory phone call to get to know each other. You talk, we listen — the business, the family, what keeps you up at night, and what "done right" looks like to you.
We map everything on one page: investments, tax exposure, estate documents, insurance, the business. You see where the pieces contradict each other — and the plan to align them.
Markets move, laws change, kids grow up. We stay in the huddle with your attorney and CPA so every adjustment is coordinated — and you make each decision once, with confidence.
Our clients tend to have one thing in common: their wealth came from work, not luck — and they want it managed with the same care they built it with.
The company is the portfolio, the paycheck, and the legacy. We plan around concentration, succession, and the exit — years before you need to decide.
High income, no time, and a career that started late and taxed early. We build the machine that turns earnings into independence.
You spot bad planning for a living. We're comfortable being held to that standard — and we'll coordinate directly with your own counsel.
Lumpy income, real assets, and cycles you can't control. Planning that respects how construction money actually moves.
Floor plans, real estate, factory relationships, family in the business. Few advisors speak dealership. We do.
A good fit is usually a household with $500,000 or more in investable assets — though the right relationship matters more to us than the right number. Most of our clients arrive the same way: referred by their attorney, their accountant, or a friend who's worked with us for years. Read one client's story, chapter by chapter →
"My father placed ultimate trust in me when he retired and transitioned his valued clients to me in 1994. Since then, I have strived to uphold those values — and to provide clients with the utmost respect and honesty."
Cornerstone is a second-generation firm, and we mean that in both directions: a practice handed carefully from father to son, serving families who are making the same kind of handoffs themselves. Our hope is that Cornerstone becomes generational for you, as it is for us — that you work directly with us through every stage of life, and that your kids know our names.
Credentials matter — you'll find plenty below. But you're trusting people, not letters. Here's who we are when the spreadsheets are closed.
Gardner took the handoff from his father in 1994 and has spent three decades proving the old-fashioned idea that an advisor should know your family, not just your accounts. Clients who met him in their twenties now bring their kids in.
Brian holds about every planning credential worth holding — and none of them are the first thing clients mention. They mention that he explains things straight, that he calls back, and that he's usually just come off a mountain bike trail somewhere in the Wasatch. Planning, for Brian, is how you make sure the life you want stays possible.
I am very fortunate that I trusted Gardner in my early 20s to guide my investing and financial planning. He set me on a course for financial independence that came to fruition much earlier than I would have ever expected. Now, over three decades later, my family and I continue to rely on Gardner and Brian in almost all aspects of our financial life.
As a widow, I've relied on Gardner, Brian and the Cornerstone team to help guide me with my financial decisions. Because the group is so responsive, knowledgeable, and caring, I have been able to watch the swings in the marketplace with peace of mind.
He has become a friend as well as a trusted advisor. Johnny Call is the most patient man you could ever deal with — nothing is too much for him to do to help.
"As a widow, I've relied on Gardner, Brian and the Cornerstone team to help guide me with my financial decisions. Because the group is so responsive, knowledgeable, and caring, I have been able to watch the swings in the marketplace with peace of mind."
"He has become a friend as well as a trusted advisor. Johnny Call is the most patient man you could ever deal with — nothing is too much for him to do to help."
DRAFT DISCLOSURE — finalized with LPL compliance before launch: These testimonials were provided by current clients. No compensation was provided in exchange for these statements. These experiences may not be representative of the experience of other clients and are not a guarantee of future performance or success. Each testimonial will be reviewed and approved through LPL Financial's Marketing Regulatory Review prior to publication.
The plan was never the point. The porch is.
DRAFT — Forbes Best-in-State rankings by SHOOK Research, based on data from the periods shown; awarded while the team was affiliated with its prior firm. Neither Forbes nor SHOOK Research receives compensation in exchange for rankings. Rankings are not indicative of future performance or investment success. Badge display and wording pending LPL Marketing Regulatory Review.
For decades, most of our new relationships have come from the estate attorneys and accountants we work beside. Here's why they keep referring.
We don't draft documents or file returns. When you refer a client, you stay their attorney or CPA — and we make your work easier by keeping accounts, titles, and beneficiaries aligned with your documents.
We treat referred clients as the extension of your reputation they are: responsive, thorough, and no product pressure. Ever.
Business exits, estate updates, charitable strategies — you'll hear from us before decisions get made, not when the paperwork needs signing.
Call us for a no-obligation consult on the planning side — whether or not a referral ever comes of it. That's how most of our best professional relationships started.
Start a Professional RelationshipWeekly commentary and research from LPL Financial — one of the largest independent research teams in the country — plus our own notes on what it means for Utah families. Demo note: this section auto-feeds from LPL's approved content library
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An introductory phone call to get to know each other — your goals, your team, and whether we're the right people to quarterback them.
Schedule a Conversation
(801) 433-1632 · 172 N East Promontory, Suite 260, Farmington, UT 84025 — Station Park
Demo note: launches with a real scheduling calendar and @cornerstone firm email addresses